Is Mold Damage Covered by Insurance in Fallbrook CA?

June 20, 2021

Is Mold Damage Covered by Insurance in Fallbrook CA?

Uh-oh. You just discovered not only mold inside your Fallbrook, CA house but also damage due to the mold and/or excess water accumulating within your property. That can only mean one thing: it’s time to call an expert out for pro-level mold removal and possibly repair or renovation. There’s really no time to waste! Except… one thing is leaving you feeling hesitant or even stopping you altogether. You’re worried about the costs associated with getting rid of mold damage. You weren’t expecting this situation to occur, let alone, don’t believe you have the funds right now to pay out of pocket for any repairs or work that needs to be done. But you’re still aware that this situation is dire.

Take a deep breath. Let us discuss with you a little bit about your potential financing options and how you can save money on mold damage repair in Southern California.

Does Your Insurance Cover Mold Damage Repair? It Depends on Your Policy

It’s possible that your homeowner insurance policy does or doesn’t cover the repair of mold damage on your property. Normally, insurance polices do not cover mold damage as, in many cases, mold is the result of negligence or poor upkeep of one’s home (but this isn’t always true).

If your insurance company is willing to cover mold damage, there are only certain instances that they will provide coverage for. For example, if mold damage occurred due, say, an inevitable flood on your property or an unintentional appliance malfunction, your insurance company will likely provide coverage, anywhere between approximately $15,000 and $30,000. But it the mold damage was intentional, happened gradually, or was due to poor care of your home, then your insurance company will more than likely not pay a dime for the damage to be restored.

How to Save on Mold Damage Repair in Fallbrook CA

Do you lack the funds for mold damage repair in Southern California? Good news: a reliable company, 1st Choice Plumbing, Flood & Restoration, can help make the costs a little less harsh on your pocket. We’d be happy to provide you with $250 off your water damage or mold restoration appointment in Fallbrook, CA. We also provide 10% off all services for seniors and those who are or have served in the military.

Contact 1st Choice Plumbing, Flood & Restoration to learn more about financing your mold restoration service in Fallbrook, CA and what payment methods we currently accept.