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Filing an Insurance Claim for Water Damage in Escondido CA

March 5, 2022

Filing an Insurance Claim for Water Damage in Escondido CA

At 1st Choice Plumbing, Flood & Restoration, we get a lot of questions from Escondido homeowners about filing insurance claims for water damage. While we aren’t in the insurance business, we’d like to share some tips about insurance claims for water damage, courtesy of the California Department of Insurance.

Depending on when the problem is fixed, damage from a water leak can be extensive and cost thousands of dollars to repair. If you have a water leak or believe you might have a water leak, contact 1st Choice Plumbing, Flood & Restoration without delay through our website, or call us at 866-437-0205. We’re available 24/7 to handle any plumbing emergency you may experience.

Your Homeowner’s Policy Probably Covers Sudden Water Damage

While your homeowner’s insurance policy doesn’t cover flood damage, it probably covers some other kinds of sudden water damage. For example, if the leak was caused by a broken water pipe you’ll probably be covered. Read your homeowner’s insurance policy to learn exactly what types of water damage are covered.

If you have a water leak, it’s important to take steps to protect your property until the plumbers arrive. If the leak is coming from a hole in your ceiling, try to place a pan or other container to catch the leaking water. Also, move or cover any furniture or other belongings to prevent water damage. Be advised that your homeowner’s insurance policy may not cover any ensuing damage if you fail to take steps to secure your property from further water damage.

The Sooner the Leak is Fixed, the Better

The sooner you get a water leak fixed the better. Even a minor water leak needs to be repaired immediately. Moisture can collect, causing mold to develop. Mold can not only result in property damage, but it can also cause health problems as well. Coughs, runny noses, sinus congestion, and even upper respiratory ailments such as asthma or bronchitis can result from mold infestation. Read your policy: some types of mold damage may not be covered by your insurance.

Your First Choice for Emergency Plumbing Services in Escondido CA

1st Choice Plumbing, Flood & Restoration provides expert emergency plumbing services. We’re available 24/7; in most cases, we can respond to your call in less than an hour. Our highly trained and licensed contractors will quickly pinpoint and repair the source of the leak. In most situations, repairs can be completed during our initial visit.

1st Choice Plumbing, Flood & Restoration has been protecting homes in Escondido, Oceanside, Solana Beach, Rancho Santa Fe, Del Mar, Vista, and surrounding communities since 2012. During that time we’ve fixed over 425,000 water leaks. In addition to fixing water leaks, we also offer outstanding water and mold damage repair services.

You can contact 1st Choice Plumbing, Flood & Restoration through our website, or call us at 866-437-0205 to schedule your appointment today. Check out our website for coupons, discounts, and other specials for leak detection, water, fire, and mold damage restorations, hot water heater installation, and more.